Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$410,145	$333,000
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$2,051	$0
Note rate	3.760%	7.400%
Blended rate	3.760%	7.640%
1st payment	$2,081.94	$2,305.62
2nd payment	$0.00	$0.00
Taxes / mo	$183.33	$183.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$66.60
HOA / mo	$155.00	$155.00
Total monthly	$2,570.27	$2,860.56
Cash to close	$0	$37,000