Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$541,584	$541,584	$612,000
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$70,416	$0
Funding fee	$0	$0	$0
Note rate	2.880%	2.880%	7.400%
Blended rate	3.730%	4.336%	7.640%
1st payment	$2,517.44	$2,517.44	$4,237.36
2nd payment	$0.00	$528.12	$0.00
Taxes / mo	$667.83	$667.83	$667.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$429.52	$429.52	$122.40
HOA / mo	$45.00	$45.00	$45.00
Total monthly	$3,826.46	$4,354.58	$5,239.26
Cash to close	$138,416	$68,000	$68,000