Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$441,065	$441,065	$458,100
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$42,485	$0
Funding fee	$0	$0	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	6.080%	6.589%	7.640%
1st payment	$2,596.73	$2,596.73	$3,171.79
2nd payment	$0.00	$420.43	$0.00
Taxes / mo	$203.83	$203.83	$203.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$333.84	$333.84	$91.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,301.08	$3,721.50	$3,633.91
Cash to close	$67,935	$25,450	$50,900