Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$255,717	$255,717	$292,500
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$36,783	$0
Funding fee	$0	$0	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.920%	4.559%	7.640%
1st payment	$1,211.28	$1,211.28	$2,025.21
2nd payment	$0.00	$275.87	$0.00
Taxes / mo	$106.83	$106.83	$106.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$201.70	$201.70	$58.50
HOA / mo	$234.00	$234.00	$234.00
Total monthly	$1,903.81	$2,179.68	$2,574.54
Cash to close	$69,283	$32,500	$32,500