Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$404,701$404,701$895,500
Remaining term (yrs)25.425.430.0
Secondary amount$0$490,799$0
Funding fee$2,024$2,024$0
Note rate3.450%3.450%7.400%
Blended rate3.450%5.807%7.640%
1st payment$1,990.31$1,990.31$6,200.26
2nd payment$0.00$3,169.74$0.00
Taxes / mo$114.75$114.75$114.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$179.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,321.73$5,491.47$6,710.78
Cash to close$590,299$99,500$99,500