Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$244,548	$244,548	$260,100
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$30,002	$0
Funding fee	$1,223	$1,223	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.060%	4.023%	7.640%
1st payment	$1,175.18	$1,175.18	$1,800.88
2nd payment	$0.00	$296.90	$0.00
Taxes / mo	$100.75	$100.75	$100.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.02
HOA / mo	$712.00	$712.00	$712.00
Total monthly	$2,137.93	$2,434.83	$2,815.65
Cash to close	$44,452	$14,450	$28,900