Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$338,691$338,691$458,910
Remaining term (yrs)23.823.830.0
Secondary amount$0$120,219$0
Funding fee$0$0$0
Note rate2.990%2.990%7.400%
Blended rate3.840%4.930%7.640%
1st payment$1,653.34$1,653.34$3,177.40
2nd payment$0.00$801.46$0.00
Taxes / mo$386.75$386.75$386.75
Insurance / mo$166.67$166.67$166.67
MI / mo$278.13$278.13$91.78
HOA / mo$36.00$36.00$36.00
Total monthly$2,520.88$3,322.34$3,858.60
Cash to close$171,209$50,990$50,990