Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$460,057$460,057$539,100
Remaining term (yrs)26.926.930.0
Secondary amount$0$79,043$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.600%7.640%
1st payment$3,107.58$3,107.58$3,732.62
2nd payment$0.00$592.83$0.00
Taxes / mo$255.42$255.42$255.42
Insurance / mo$166.67$166.67$166.67
MI / mo$218.25$218.25$107.82
HOA / mo$235.00$235.00$235.00
Total monthly$3,982.91$4,575.74$4,497.52
Cash to close$138,943$59,900$59,900