Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$195,316$195,316$220,500
Remaining term (yrs)23.523.530.0
Secondary amount$0$25,184$0
Funding fee$977$977$0
Note rate3.450%3.450%7.400%
Blended rate3.450%4.084%7.640%
1st payment$1,007.22$1,007.22$1,526.70
2nd payment$0.00$188.88$0.00
Taxes / mo$156.58$156.58$156.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,313.81$1,502.69$1,877.38
Cash to close$49,684$24,500$24,500