Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$155,025	$155,025	$315,000
Remaining term (yrs)	17.0	17.0	30.0
Secondary amount	$0	$159,975	$0
Funding fee	$775	$775	$0
Note rate	4.460%	4.460%	7.400%
Blended rate	4.460%	6.258%	7.640%
1st payment	$1,078.37	$1,078.37	$2,181.00
2nd payment	$0.00	$1,066.50	$0.00
Taxes / mo	$132.75	$132.75	$132.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$41.00	$41.00	$41.00
Total monthly	$1,402.12	$2,468.63	$2,567.75
Cash to close	$194,975	$35,000	$35,000