Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$202,328$202,328$324,000
Remaining term (yrs)23.223.230.0
Secondary amount$0$121,672$0
Funding fee$1,012$1,012$0
Note rate3.700%3.700%7.400%
Blended rate3.700%5.315%7.640%
1st payment$1,079.90$1,079.90$2,243.31
2nd payment$0.00$811.15$0.00
Taxes / mo$129.42$129.42$129.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.80
HOA / mo$300.00$300.00$300.00
Total monthly$1,659.32$2,470.47$2,887.53
Cash to close$157,672$36,000$36,000