Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$278,681$278,681$314,910
Remaining term (yrs)24.924.930.0
Secondary amount$0$36,229$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%4.327%7.640%
1st payment$1,302.77$1,302.77$2,180.37
2nd payment$0.00$271.72$0.00
Taxes / mo$125.08$125.08$125.08
Insurance / mo$150.00$150.00$150.00
MI / mo$222.56$222.56$62.98
HOA / mo$443.00$443.00$443.00
Total monthly$2,243.41$2,515.13$2,961.44
Cash to close$71,219$34,990$34,990