Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$499,036$499,036$715,500
Remaining term (yrs)24.124.130.0
Secondary amount$0$216,464$0
Funding fee$2,495$2,495$0
Note rate2.890%2.890%7.400%
Blended rate2.890%4.360%7.640%
1st payment$2,387.43$2,387.43$4,953.98
2nd payment$0.00$1,398.00$0.00
Taxes / mo$311.92$311.92$311.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.10
HOA / mo$3.08$3.08$3.08
Total monthly$2,919.09$4,317.09$5,628.74
Cash to close$295,964$79,500$79,500