Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$22,322$22,322$209,250
Remaining term (yrs)4.14.130.0
Secondary amount$0$186,928$0
Funding fee$0$0$0
Note rate7.880%7.880%7.400%
Blended rate8.730%8.078%7.640%
1st payment$516.49$516.49$1,448.80
2nd payment$0.00$1,246.18$0.00
Taxes / mo$49.83$49.83$49.83
Insurance / mo$150.00$150.00$150.00
MI / mo$50.43$50.43$41.85
HOA / mo$250.00$250.00$250.00
Total monthly$1,016.76$2,262.94$1,940.49
Cash to close$210,178$23,250$23,250