Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$537,322	$517,500
Remaining term (yrs)	25.4	30.0
Secondary amount	$0	$0
Funding fee	$2,687	$0
Note rate	3.760%	7.400%
Blended rate	3.760%	7.640%
1st payment	$2,727.50	$3,583.07
2nd payment	$0.00	$0.00
Taxes / mo	$402.25	$402.25
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$103.50
HOA / mo	$175.00	$175.00
Total monthly	$3,471.42	$4,430.48
Cash to close	$37,678	$57,500