Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$210,294	$198,000
Remaining term (yrs)	25.9	30.0
Secondary amount	$0	$0
Funding fee	$1,051	$0
Note rate	5.410%	7.400%
Blended rate	5.410%	7.640%
1st payment	$1,256.98	$1,370.91
2nd payment	$0.00	$0.00
Taxes / mo	$81.08	$81.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$39.60
HOA / mo	$288.00	$288.00
Total monthly	$1,776.06	$1,929.60
Cash to close	$9,706	$22,000