Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$259,089	$259,089	$327,600
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$68,511	$0
Funding fee	$1,295	$1,295	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.060%	4.302%	7.640%
1st payment	$1,242.26	$1,242.26	$2,268.24
2nd payment	$0.00	$513.83	$0.00
Taxes / mo	$87.58	$87.58	$87.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$65.52
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,479.84	$1,993.68	$2,571.34
Cash to close	$104,911	$36,400	$36,400