Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$216,056	$216,056	$269,550
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$53,494	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	4.688%	7.640%
1st payment	$1,017.91	$1,017.91	$1,866.31
2nd payment	$0.00	$401.21	$0.00
Taxes / mo	$94.67	$94.67	$94.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$176.16	$176.16	$53.91
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,438.73	$1,839.94	$2,164.89
Cash to close	$83,444	$29,950	$29,950