Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$311,297$311,297$377,100
Remaining term (yrs)24.024.030.0
Secondary amount$0$65,803$0
Funding fee$1,556$1,556$0
Note rate2.890%2.890%7.400%
Blended rate2.890%3.956%7.640%
1st payment$1,492.81$1,492.81$2,610.96
2nd payment$0.00$493.53$0.00
Taxes / mo$363.08$363.08$363.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.42
HOA / mo$0.00$0.00$0.00
Total monthly$2,005.90$2,499.42$3,199.47
Cash to close$107,703$41,900$41,900