Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$47,145	$47,145	$179,910
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$132,765	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	7.122%	7.640%
1st payment	$330.60	$330.60	$1,245.66
2nd payment	$0.00	$885.10	$0.00
Taxes / mo	$84.00	$84.00	$84.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$50.26	$50.26	$35.98
HOA / mo	$372.00	$372.00	$372.00
Total monthly	$986.85	$1,871.96	$1,887.64
Cash to close	$152,755	$19,990	$19,990