Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$424,007$424,007$855,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$430,993$0
Funding fee$2,120$2,120$0
Note rate2.890%2.890%7.400%
Blended rate2.890%5.340%7.640%
1st payment$2,028.48$2,028.48$5,919.85
2nd payment$0.00$2,783.50$0.00
Taxes / mo$791.67$791.67$791.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$171.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,036.82$5,820.31$7,099.18
Cash to close$525,993$95,000$95,000