Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$335,802$335,802$432,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$96,198$0
Funding fee$1,679$1,679$0
Note rate2.740%2.740%7.400%
Blended rate2.740%4.134%7.640%
1st payment$1,565.65$1,565.65$2,991.08
2nd payment$0.00$721.49$0.00
Taxes / mo$453.25$453.25$453.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.40
HOA / mo$39.00$39.00$39.00
Total monthly$2,224.57$2,946.06$3,736.40
Cash to close$144,198$48,000$48,000