Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$289,601	$289,601	$333,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$43,399	$0
Funding fee	$1,448	$1,448	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	2.700%	3.521%	7.640%
1st payment	$1,350.81	$1,350.81	$2,305.62
2nd payment	$0.00	$325.49	$0.00
Taxes / mo	$254.65	$254.65	$254.65
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$66.60
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,855.46	$2,180.95	$2,876.87
Cash to close	$80,399	$37,000	$37,000