Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$557,595	$557,595	$1,080,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$522,405	$0
Funding fee	$2,788	$2,788	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	5.298%	7.640%
1st payment	$2,656.11	$2,656.11	$7,477.70
2nd payment	$0.00	$3,373.86	$0.00
Taxes / mo	$275.43	$275.43	$275.43
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$216.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,148.20	$6,522.07	$8,185.80
Cash to close	$642,405	$120,000	$120,000