Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$587,720$587,720$891,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$303,280$0
Funding fee$2,939$2,939$0
Note rate3.130%3.130%7.400%
Blended rate3.130%4.703%7.640%
1st payment$2,911.59$2,911.59$6,169.10
2nd payment$0.00$1,958.68$0.00
Taxes / mo$452.31$452.31$452.31
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$178.20
HOA / mo$66.67$66.67$66.67
Total monthly$3,647.23$5,605.91$7,082.95
Cash to close$402,280$99,000$99,000