Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$96,272	$96,272	$351,450
Remaining term (yrs)	12.7	12.7	30.0
Secondary amount	$0	$255,178	$0
Funding fee	$0	$0	$0
Note rate	4.840%	4.840%	7.400%
Blended rate	5.690%	7.186%	7.640%
1st payment	$840.48	$840.48	$2,433.37
2nd payment	$0.00	$1,648.03	$0.00
Taxes / mo	$118.86	$118.86	$118.86
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$112.95	$112.95	$70.29
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,222.29	$2,870.31	$2,772.52
Cash to close	$294,228	$39,050	$39,050