Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$345,888	$345,888	$359,550
Remaining term (yrs)	28.6	28.6	30.0
Secondary amount	$0	$33,637	$0
Funding fee	$1,729	$1,729	$0
Note rate	6.760%	6.760%	7.400%
Blended rate	6.760%	7.213%	7.640%
1st payment	$2,276.25	$2,276.25	$2,489.45
2nd payment	$0.00	$332.86	$0.00
Taxes / mo	$97.52	$97.52	$97.52
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.91
HOA / mo	$169.67	$169.67	$169.67
Total monthly	$2,693.45	$3,026.31	$2,978.56
Cash to close	$53,612	$19,975	$39,950