Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$105,324$105,324$220,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$115,176$0
Funding fee$527$527$0
Note rate3.000%3.000%7.400%
Blended rate3.000%5.612%7.640%
1st payment$506.31$506.31$1,526.70
2nd payment$0.00$767.84$0.00
Taxes / mo$72.53$72.53$72.53
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.10
HOA / mo$395.00$395.00$395.00
Total monthly$1,123.84$1,891.68$2,188.32
Cash to close$139,676$24,500$24,500