Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$305,268	$305,268	$405,000
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$99,732	$0
Funding fee	$1,526	$1,526	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	4.402%	7.640%
1st payment	$1,462.00	$1,462.00	$2,804.14
2nd payment	$0.00	$747.99	$0.00
Taxes / mo	$145.85	$145.85	$145.85
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$81.00
HOA / mo	$35.00	$35.00	$35.00
Total monthly	$1,792.84	$2,540.83	$3,215.99
Cash to close	$144,732	$45,000	$45,000