Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$249,213	$249,213	$337,500
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$88,287	$0
Funding fee	$1,246	$1,246	$0
Note rate	6.870%	6.870%	7.400%
Blended rate	6.870%	7.427%	7.640%
1st payment	$1,661.18	$1,661.18	$2,336.78
2nd payment	$0.00	$662.16	$0.00
Taxes / mo	$79.72	$79.72	$79.72
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,890.90	$2,553.06	$2,634.00
Cash to close	$125,787	$37,500	$37,500