Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$409,010$409,010$459,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$49,990$0
Funding fee$2,045$2,045$0
Note rate2.840%2.840%7.400%
Blended rate2.840%3.511%7.640%
1st payment$1,901.36$1,901.36$3,178.02
2nd payment$0.00$374.93$0.00
Taxes / mo$129.46$129.46$129.46
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,197.48$2,572.41$3,565.95
Cash to close$100,990$51,000$51,000