Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$161,508	$161,508	$378,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$216,492	$0
Funding fee	$0	$0	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.870%	6.092%	7.640%
1st payment	$776.29	$776.29	$2,617.20
2nd payment	$0.00	$1,398.18	$0.00
Taxes / mo	$113.59	$113.59	$113.59
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$130.09	$130.09	$75.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,169.97	$2,568.15	$2,956.39
Cash to close	$258,492	$42,000	$42,000