Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$359,075	$359,075	$486,000
Remaining term (yrs)	10.2	10.2	30.0
Secondary amount	$0	$126,925	$0
Funding fee	$1,795	$1,795	$0
Note rate	2.330%	2.330%	7.400%
Blended rate	2.330%	3.811%	7.640%
1st payment	$3,261.14	$3,261.14	$3,364.97
2nd payment	$0.00	$846.17	$0.00
Taxes / mo	$127.01	$127.01	$127.01
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$97.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,554.82	$4,400.99	$3,755.84
Cash to close	$180,925	$54,000	$54,000