Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$438,371	$409,500
Remaining term (yrs)	25.0	30.0
Secondary amount	$0	$0
Funding fee	$2,192	$0
Note rate	2.860%	7.400%
Blended rate	2.860%	7.640%
1st payment	$2,037.74	$2,835.30
2nd payment	$0.00	$0.00
Taxes / mo	$134.98	$134.98
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$81.90
HOA / mo	$0.00	$0.00
Total monthly	$2,339.39	$3,218.84
Cash to close	$16,629	$45,500