Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$142,383	$142,383	$512,100
Remaining term (yrs)	13.2	13.2	30.0
Secondary amount	$0	$369,717	$0
Funding fee	$712	$712	$0
Note rate	4.780%	4.780%	7.400%
Blended rate	4.780%	6.924%	7.640%
1st payment	$1,205.10	$1,205.10	$3,545.68
2nd payment	$0.00	$2,387.76	$0.00
Taxes / mo	$115.44	$115.44	$115.44
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$102.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,487.21	$3,874.97	$3,930.21
Cash to close	$426,617	$56,900	$56,900