Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$327,865$327,865$620,100
Remaining term (yrs)23.523.530.0
Secondary amount$0$292,235$0
Funding fee$1,639$1,639$0
Note rate3.470%3.470%7.400%
Blended rate3.470%5.487%7.640%
1st payment$1,698.10$1,698.10$4,293.45
2nd payment$0.00$1,887.35$0.00
Taxes / mo$342.55$342.55$342.55
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.02
HOA / mo$20.83$20.83$20.83
Total monthly$2,228.14$4,115.49$4,947.51
Cash to close$361,135$68,900$68,900