Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$30,560$30,560$268,200
Remaining term (yrs)16.016.030.0
Secondary amount$0$237,640$0
Funding fee$0$0$0
Note rate3.390%3.390%7.400%
Blended rate4.240%7.350%7.640%
1st payment$204.83$204.83$1,856.96
2nd payment$0.00$1,534.76$0.00
Taxes / mo$85.42$85.42$85.42
Insurance / mo$150.00$150.00$150.00
MI / mo$32.76$32.76$53.64
HOA / mo$154.00$154.00$154.00
Total monthly$627.01$2,161.76$2,300.02
Cash to close$267,440$29,800$29,800