Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$271,370	$271,370	$517,500
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$246,130	$0
Funding fee	$1,357	$1,357	$0
Note rate	3.310%	3.310%	7.400%
Blended rate	3.310%	5.422%	7.640%
1st payment	$1,376.23	$1,376.23	$3,583.07
2nd payment	$0.00	$1,589.59	$0.00
Taxes / mo	$164.33	$164.33	$164.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$103.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,707.23	$3,296.82	$4,017.57
Cash to close	$303,630	$57,500	$57,500