Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$575,064$575,064$719,910
Remaining term (yrs)26.526.530.0
Secondary amount$0$144,846$0
Funding fee$2,875$2,875$0
Note rate6.320%6.320%7.400%
Blended rate6.320%6.658%7.640%
1st payment$3,721.66$3,721.66$4,984.51
2nd payment$0.00$965.64$0.00
Taxes / mo$209.67$209.67$209.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.98
HOA / mo$39.83$39.83$39.83
Total monthly$4,187.83$5,153.46$5,594.66
Cash to close$224,836$79,990$79,990