Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$45,723$45,723$171,000
Remaining term (yrs)28.028.030.0
Secondary amount$0$125,277$0
Funding fee$0$0$0
Note rate6.200%6.200%7.400%
Blended rate6.750%7.666%7.640%
1st payment$286.41$286.41$1,183.97
2nd payment$0.00$835.18$0.00
Taxes / mo$116.37$116.37$116.37
Insurance / mo$150.00$150.00$150.00
MI / mo$21.43$21.43$34.20
HOA / mo$286.00$286.00$286.00
Total monthly$860.22$1,695.40$1,770.54
Cash to close$144,277$19,000$19,000