Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$403,381	$403,381	$526,410
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$123,029	$0
Funding fee	$2,017	$2,017	$0
Note rate	3.090%	3.090%	7.400%
Blended rate	3.090%	4.238%	7.640%
1st payment	$1,919.13	$1,919.13	$3,644.76
2nd payment	$0.00	$820.20	$0.00
Taxes / mo	$281.62	$281.62	$281.62
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$105.28
HOA / mo	$26.25	$26.25	$26.25
Total monthly	$2,393.67	$3,213.87	$4,224.58
Cash to close	$181,519	$58,490	$58,490