Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$406,734	$406,734	$418,950
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$35,491	$0
Funding fee	$0	$0	$0
Note rate	6.630%	6.630%	7.400%
Blended rate	7.180%	7.557%	7.640%
1st payment	$2,647.18	$2,647.18	$2,900.73
2nd payment	$0.00	$351.21	$0.00
Taxes / mo	$135.92	$135.92	$135.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$189.39	$189.39	$83.79
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,139.15	$3,490.36	$3,287.10
Cash to close	$58,766	$23,275	$46,550