Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$204,670	$204,670	$337,500
Remaining term (yrs)	21.4	21.4	30.0
Secondary amount	$0	$132,830	$0
Funding fee	$1,023	$1,023	$0
Note rate	4.040%	4.040%	7.400%
Blended rate	4.040%	5.599%	7.640%
1st payment	$1,188.34	$1,188.34	$2,336.78
2nd payment	$0.00	$885.53	$0.00
Taxes / mo	$163.50	$163.50	$163.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,501.84	$2,387.37	$2,717.78
Cash to close	$170,330	$37,500	$37,500