Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$479,403	$479,403	$521,910
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$42,507	$0
Funding fee	$2,397	$2,397	$0
Note rate	5.780%	5.780%	7.400%
Blended rate	5.780%	6.042%	7.640%
1st payment	$2,981.31	$2,981.31	$3,613.60
2nd payment	$0.00	$318.80	$0.00
Taxes / mo	$242.27	$242.27	$242.27
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$104.38
HOA / mo	$33.33	$33.33	$33.33
Total monthly	$3,423.58	$3,742.38	$4,160.25
Cash to close	$100,497	$57,990	$57,990