Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$802,181	$802,181	$1,057,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$255,319	$0
Funding fee	$4,011	$4,011	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	3.180%	4.283%	7.640%
1st payment	$4,004.25	$4,004.25	$7,321.92
2nd payment	$0.00	$1,648.94	$0.00
Taxes / mo	$412.99	$412.99	$412.99
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$211.50
HOA / mo	$9.17	$9.17	$9.17
Total monthly	$4,643.08	$6,292.02	$8,172.24
Cash to close	$372,819	$117,500	$117,500