Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$202,039$202,039$359,100
Remaining term (yrs)24.224.230.0
Secondary amount$0$157,061$0
Funding fee$0$0$0
Note rate2.720%2.720%7.400%
Blended rate3.570%5.508%7.640%
1st payment$946.72$946.72$2,486.34
2nd payment$0.00$1,047.08$0.00
Taxes / mo$70.25$70.25$70.25
Insurance / mo$150.00$150.00$150.00
MI / mo$164.91$164.91$71.82
HOA / mo$4.17$4.17$4.17
Total monthly$1,336.05$2,383.13$2,782.58
Cash to close$196,961$39,900$39,900