Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$362,918$362,918$431,910
Remaining term (yrs)25.125.130.0
Secondary amount$0$68,992$0
Funding fee$1,815$1,815$0
Note rate3.070%3.070%7.400%
Blended rate3.070%4.017%7.640%
1st payment$1,722.82$1,722.82$2,990.46
2nd payment$0.00$517.44$0.00
Taxes / mo$193.50$193.50$193.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.38
HOA / mo$80.00$80.00$80.00
Total monthly$2,162.99$2,680.43$3,517.01
Cash to close$116,982$47,990$47,990