Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$167,562	$167,562	$436,499
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$268,937	$0
Funding fee	$838	$838	$0
Note rate	3.810%	3.810%	7.400%
Blended rate	3.810%	6.238%	7.640%
1st payment	$1,175.85	$1,175.85	$3,022.23
2nd payment	$0.00	$1,736.88	$0.00
Taxes / mo	$303.14	$303.14	$303.14
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$87.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,645.66	$3,382.55	$3,579.34
Cash to close	$317,437	$48,500	$48,500