Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$614,290$614,290$691,200
Remaining term (yrs)25.725.730.0
Secondary amount$0$76,910$0
Funding fee$3,071$3,071$0
Note rate5.250%5.250%7.400%
Blended rate5.250%5.667%7.640%
1st payment$3,623.89$3,623.89$4,785.73
2nd payment$0.00$576.82$0.00
Taxes / mo$405.09$405.09$405.09
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$138.24
HOA / mo$125.00$125.00$125.00
Total monthly$4,370.65$4,947.47$5,670.73
Cash to close$153,710$76,800$76,800