Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$294,915$294,915$355,500
Remaining term (yrs)23.823.830.0
Secondary amount$0$60,585$0
Funding fee$1,475$1,475$0
Note rate3.130%3.130%7.400%
Blended rate3.130%4.130%7.640%
1st payment$1,461.02$1,461.02$2,461.41
2nd payment$0.00$454.39$0.00
Taxes / mo$96.70$96.70$96.70
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.10
HOA / mo$3.75$3.75$3.75
Total monthly$1,711.47$2,165.86$2,782.96
Cash to close$100,085$39,500$39,500